Welcome
In October, your Avantax Retirement Plan Services (RPS) retirement plan will become Cetera Retire. This webpage will help set you up for a smooth and easy move – so you can stay focused on saving for your future.
Wherever you want to be, we can help you get there.
Everyone deserves to feel financially secure. Cetera is committed to delivering the expert support you expect, personalized technology, and new ways to save. You’ll continue to enjoy the high-quality customer service you have today—while receiving enhanced mobile and website experiences.
We're making it easy
No action is required on your part for your account to move.
Once your account moves, you’ll have to re-register for access to your new employee website.
You’ll see subtle enhancements to the website over time.
Come back to this website as we get closer to October for more FAQs and detailed information.
Important Dates
OCTOBER 8
This is the last day to request a distribution or loan (if applicable) for your account until after the move is completed. Requests must be made before 1 p.m. ET.
OCTOBER 8
This is the last day to request changes to your contribution investment elections or deferral rate. Requests must be made before 1 p.m. ET.
If you currently have a fractional percentage or dollar amount for your deferral or investment elections, please log into your current employee website and update your elections to a whole percentage or dollar amount no later than 1 p.m. ET, Oct. 8. Otherwise, elections will be updated on your behalf. Learn more here.
OCTOBER 8
This is the last day to request transactions, including exchanges, until after the migration is complete. Requests must be made before 1 p.m. ET. Access to your online retirement account will be paused as we begin to move your account.
OCTOBER 12-19
Your assets will remain invested in the market during this period, but you’ll be temporarily unable to make changes to your account.
Your investments, deferral amount, investment elections, and any loan arrangements (if applicable) will remain the same—unless you have fractional percentages or dollar amounts for your deferral or investment elections. Learn more here.
WEEK OF OCTOBER 19
We’ll share more details about how to access your account as we get closer to your plan move date.
Guided Tutorials and How-to Guides
Explore what your new account experience will look like after your account move over to Cetera Retire. View interactive demo.
Download and save these common tasks:
READYSAVE® mobile app
After your retirement plan move is complete, you’ll get secure, one-touch access to your account with READYSAVE. Wherever you are in your retirement journey or in your day, READYSAVE can help you stay on track toward your goals with personalized insights and guidance—anytime, anywhere. Offered in English and Spanish. Available for iOS and Android. Full details to access the app will be provided when the move is complete.
Frequently Asked Questions
Migration Details
On October 17, 2026, your Avantax Retirement Plan Services (RPS) retirement plan account will become Cetera Retire and move platforms. With this change, you will receive an enhanced website experience and access to a retirement mobile app. We look forward to supporting you as you continue to save for retirement.
After your account moves, you will need to re-register on your new retirement plan website. You’ll also gain access to the READYSAVE retirement plan mobile app. READYSAVE makes it easy to complete tasks or changes while on the go, such as changing your deferral rate or investments.
Your account information will be transferred beginning on October 17, 2026. Your personal data will always be safe and secure. Once your retirement plan account has moved, we recommend you bookmark the new employee website address, so you can easily access your account. You will need to re-register your account to access your new employee website. Once that is complete you should complete the beneficiary form when prompted online, and review and confirm your investment election and deferral amount.
On the new platform, all deferral and investment elections must be in whole percentages or whole dollar amounts. If you currently have a fractional percentage or dollar amount for your deferral or investment elections, please log into your current employee website and update your elections to a whole percentage or dollar amount no later than 1:00 p.m. ET, Oct. 8. Otherwise, elections will be updated on your behalf. Learn more here.
Yes, prior to Oct. 8 at 1 p.m. ET you can still make changes to your account.
After Oct. 8 at 1 p.m. ET, there will be a short period of time during which you cannot request transactions as we prepare to securely move your account.
General
Yes. Data from January 2024, forward will be securely carried over to the Ascensus recordkeeping platform.
After your account moves, fees will no longer be pulled directly from SDBAs and the ability to initiate distributions directly from SDBAs will no longer be available. It will be the participant’s responsibility to have enough invested in the plan’s core funds to cover SDBA fees and any distributions. Participants will see two funds in the plan lineup for their SDBA: The “cash” fund is used for investment elections as well as transfers to and from the core funds. The “invest” fund shows the market value of all securities within the brokerage account. New contributions will post directly into SDBA “cash.”
No, your selected automatic deferral increases will not carry over. If your plan currently has the option for you to set up an automatic deferral (savings rate) increase at a preset frequency, on the new platform you will also have the option for automatic increases, which you will have to re-establish once your account has moved over.
For those invested in a model, the auto rebalance will be completed in November 2026 and then annually thereafter with the first Tuesday after year end (12/31).
Distributions and Loans
After your account is moved, it is recommended participants leverage the web-based functionality for streamlined processing and expedited delivery options.
Participants can also request distributions via a suite of Ascensus transaction forms available on the plan website.
After migration, if your plan offers loans, you will be able to request a loan directly from your online account. You can also request a loan when logged into the READYSAVE mobile app.
Last updated July 27, 2026